So What about the Affordable Care Act is Working?

I just received two notices in the mail.

The first notice is that my insurance premium has gone up---not down.

And the second notice is that there are additional restrictions on my prescription plan.

New York State was touted as a State where insurance rates were decreasing.  Perhaps not so true as my plan is a retiree plan from New York State. 

So, how is the Affordable Care Act working?